Some banks require more information. Be prepared to provide the date of your last deposit, or your mother’s maiden name. [1] X Research source You need to have an existing bank account before you can register for the online banking. [2] X Research source

If you only have one account, that account will continue to be your primary account by default. The more accounts you have linked to online banking, the more easily you’ll be able to pay bills online, track spending, and transfer money between accounts. [3] X Research source [4] X Research source

It’s best to create a password that isn’t easily guessable. Use a combination or capital and lowercase letters, numbers, and special characters. When you activate your account, a lot of banks will have you create (or answer) security questions. These are special questions created by you or the bank which will have answers unique to you, such as the name of your high school mascot or the color of your first car.

Click the link that says “online banking” or “login” to access your account.

If you find yourself confused by any online banking features, most banks and credit unions have chat assistance to guide you every step of the way.